1. Introduction
Welcome to Temporal ("we", "our", or "us"). By downloading, accessing, or using the Temporal mobile application and website, you agree to be bound by these Terms and Conditions. Temporal is a personal finance tracker and investment portfolio management application designed for individuals to track their offline and synced financial records.
2. Use of Service
Temporal is provided as a tool for personal financial organization. You agree not to misuse the service, attempt to reverse-engineer the proprietary code, or use it for any illegal activities. The accuracy of the financial tracking completely depends on the data you manually input or sync.
3. Pro Upgrades & Payments
Temporal offers a "PRO" upgrade, which unlocks premium features such as unlimited transaction history, advanced analytics, and data export. This is a one-time payment processed securely securely via third-party processors (e.g., Razorpay, Stripe). You agree to provide current, complete, and accurate purchase information for all purchases made.
4. User Data & Security
Temporal explicitly prioritizes local-first architecture. Any data synced to our cloud infrastructure (via Convex) is encrypted and strictly tied to your authenticated account. For total offline privacy, users may restrict network access and use the app in an isolation mode. We are not liable for device loss resulting in data loss if cloud sync was intentionally disabled by you.
5. Financial Advice Disclaimer
Temporal is strictly a software tool. We do not provide financial, investment, legal, or tax advice. Any market data (such as stock or mutual fund prices) provided within the app is sourced from public feeds (e.g., Yahoo Finance) and is for informational purposes only. You should always consult a certified financial planner before making investment decisions.
6. Intellectual Property
All content, design, aesthetic elements ("Utilitarian Brutalism"), code, and algorithms are the exclusive property of Temporal and its creator. You may not distribute, modify, or reproduce the application or its assets without explicit permission.