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[01.1] Ledger Mechanics

The Transaction Engine.

Precision entry. Instant feedback. Total clarity.

The End-User Perspective

Expense vs Income vs Transfer

Temporal handles three primary transaction types. Expenses reduce your net worth, Income increases it, and Transfers move money between your Vaults without affecting your total wealth. Using these correctly ensures your analytics remain accurate.

AI-Powered Extraction

Manual entry is the bottleneck of financial clarity. Temporal solves this with an AI-First discovery engine. Simply upload a PDF of your bank statement, and the system automatically identifies transactions, normalizes merchant names, and suggests categories.

Use Case: The Monthly Bulk Sync

"I have 200 transactions this month from three different banks." Instead of typing them one-by-one, you can drop your PDFs into the Discovery Pass. The AI will refine the "shattered" rows of the PDF into a clean ledger, saving you hours of manual work.

Technical Specs (25%)

Extraction Intelligence

Discovery & Refinement Model

Temporal employs a two-stage extraction process. First, a programmatic parser identifies potential transaction blocks in the PDF. Second, Gemini 3 Flash performs a "Refinement Pass" to heal OCR errors and normalize chaotic merchant strings into human-readable entities.

Privacy-Preserving Inference

While AI inference happens in the cloud, Temporal does not store your PDF or the extracted data on any server. The model only sees the raw text chunks required for extraction, and the final structured result is returned directly to your local device.

Client-Side UUIDs

To prevent collisions and ensure offline reliability, every transaction—whether manual or AI-generated—is assigned a Version 4 UUID upon creation.